There are a wide range of flexible remortgages on the market. In order to find a remortgage package that is appropriate for you, you will have to provide the lender with information about your personal and financial circumstances. With this information a lender will then be able to give you an accurate quote. Here are examples of the types of information you may have to provide;

* details of income. A mortgage provider will generally ask for details of how much money you are bringing in on a monthly basis. If your income varies from one month to the next they may request details information about your annual income;

* proof of income. If you are self-employed then a mortgage provider may wish to see copies of your business accounts and bank statements going back for the last three years. They may use this information to assess whether you are able to make regular payments;

* details of your current mortgage payments. Many flexible remortgages are assessed on the payments that you are currently making;

* valuation of the property. Most mortgage lenders will require details of the house you are looking to remortgage. They may want to know the purchase price of the property, a current valuation of the property as well as the outstanding amount on the existing mortgage;

* if you are considering applying for a flexible remortgage on an interest only basis, a mortgage provider may wish to have details of you intend to repay the capital amount of the remortgage;

* the mortgage provider may wish to know how long you will need to repay your remortgage. If you are approaching retirement age they may wish you to repay the loan within a shorter period of time.

Flexible remortgages can be arranged directly with the lender or through a broker who may search a number of lenders to try and find a remortgage that is appropriate for you.